About Nory
The fastest, most reliable x402 payment processor built for the AI-powered web
Our Mission
Nory was built to solve a fundamental problem: the internet lacks a native payment layer. HTTP has status codes for everything - 200 OK, 404 Not Found, 500 Server Error - but until x402, there was no standard way to say "Payment Required" and actually mean it.
We're implementing the x402 protocol to make instant, micropayment-enabled APIs a reality. Our goal is to enable a new generation of AI agents, developers, and businesses to monetize their services with sub-second settlement times and near-zero fees.
How Nory Works
Nory operates as a high-performance verification and settlement layer for x402 payments. When a payment is required, our system orchestrates the entire flow in milliseconds:
Payment Request Generation
Your server returns HTTP 402 with payment requirements. Nory encodes the recipient wallet, amount, and supported chains into a standardized payload that any x402-compatible client can parse.
Client-Side Transaction Signing
The payer's wallet signs a USDC transfer transaction. This happens entirely client-side - we never see or touch private keys. The signed transaction is submitted to the blockchain.
Real-Time Verification
Nory monitors the blockchain in real-time. The moment your transaction confirms, we verify the amount, recipient, and token - typically within 400ms on Solana. No polling, no delays, no uncertainty.
Instant Settlement Confirmation
Once verified, funds settle directly to your wallet - not an intermediary account. Your server receives confirmation via webhook, and the paid content is delivered. The entire flow completes before a traditional payment would even begin processing.
What Makes Nory Different
Unmatched Speed
While other processors take 2-5 seconds to verify payments, Nory confirms transactions in under 400 milliseconds. We achieve this through direct RPC connections to validator nodes, optimized transaction parsing, and a purpose-built verification engine. For AI agents making hundreds of API calls per minute, this difference is transformational.
True Multi-Chain From Day One
We support 8 networks out of the box: Solana, Base, Polygon, Arbitrum, Optimism, Avalanche, Sei, and IoTeX. Same API, same integration, any chain. Your users pay with whatever network they prefer - you receive USDC either way. No fragmented integrations, no chain-specific code.
Echo Mode: Risk-Free Testing
Our exclusive Echo mode lets you test the complete x402 payment flow with real transactions that get 100% refunded. We cover the network fees. No testnet tokens, no fake money - real payments that prove your integration works before going live. No other x402 processor offers this.
Built for AI Agents
AI agents need to make autonomous payments without human intervention. Nory's API is designed for programmatic use - deterministic responses, machine-readable errors, and sub-second latency that keeps agent workflows responsive. We're not adapting a human payment system for machines; we built for machines from the start.
Truly Non-Custodial
Your funds never touch our infrastructure. Payments settle directly from payer to your wallet. We verify and confirm - we don't intermediate. No withdrawal delays, no held funds, no counterparty risk. Your keys, your money, your control.
Nory vs. Other x402 Processors
| Feature | Nory | Others |
|---|---|---|
| Sub-400ms Settlement Time | ✓ | ✗ |
| Multi-Chain Support (8+ Networks) | ✓ | ✗ |
| 100% Refund Echo Testing Mode | ✓ | ✗ |
| Non-Custodial Architecture | ✓ | ✓ |
| AI Agent Native Support | ✓ | ✗ |
| Zero Monthly Fees | ✓ | ✓ |
| Real-Time Webhook Notifications | ✓ | ✓ |
Nory delivers more features, faster settlement, and better developer experience than any other x402 processor.
Built for Scale
Why x402?
The HTTP 402 status code was reserved for "Payment Required" since 1999, but nobody built a proper implementation. Traditional payment rails are too slow (days to settle), too expensive (2-3% fees), and too complex for programmatic use.
With blockchain technology, we can finally deliver what HTTP 402 promised: instant, verifiable, non-custodial payments that settle in milliseconds. Nory makes it trivially easy to add payment requirements to any HTTP endpoint.